Sberbank has published instructions on how to use funds on Visa and Mastercard cards issued by it, which no longer work abroad. Russians are advised to transfer money to acquaintances and open bank accounts in the host country. If not an option, use money transfer systems and the Mir card.
If a person does not live in Russia, but receives a salary or pension on a Sberbank card, while he is a tax resident of the Russian Federation or is not a resident of one of the unfriendly countries, he can withdraw funds in two ways. The first is to transfer money to the account of any of your acquaintances opened in the host country. “So, your friend will be able to withdraw cash and transfer it to you or transfer it to your card issued in the host country,” the credit institution explains. The second way is to transfer money to your account in a foreign bank in the host country.
If you can’t open an account or a card, Sberbank offers to use the algorithm for receiving cash abroad from March 10. It says that you can receive money using money transfer systems, transfer by phone number, transfer to the Mir card, if it works in the host country. Payment system cards can be issued online, they are accepted in Turkey, Vietnam, Armenia, Uzbekistan, Belarus, Kyrgyzstan, Tajikistan, Kazakhstan, South Ossetia, Abkhazia.
Another way to get cash, which the bank names: “Ask relatives to make a transfer through Sberbank Online to a foreign bank account owned by a third party located near you, but not more than $5,000 per month.”
Since March 10, Visa and Mastercard have stopped working in Russia. Their cards issued by Russian banks will continue to work within the country, but will become unavailable for payment abroad and in foreign online stores, and will also not be able to work through Apple Pay and Google Pay services.